Whether it’s business or personal, managing your finances is one of the best ways to ensure security and success. Fortunately, there are a number of ways to do that in this day and age that don’t rely on reams and reams of paper and receipts tracking your every financial move. Since the early ‘90s, personal ... Read More »

Finally buying your own home is a dream come true, however with home ownership comes the responsibility of a mortgage. This can be a daunting prospect for anyone who has just purchased their new home, so it’s important to know how you can budget to accommodate for your repayments. Ideally your ultimate goal is to ... Read More »

Instagram has recently received the promotional boost it needed by joining forces with Facebook, and ensuring that every user can experience a fantastic social media experience. Within a short space of time lnstagram has rocketed in the popularity field, and more people than ever before are using this amazing social media platform. Users are located ... Read More »

Sixty-four per-cent of people living in care homes have a form of dementia.  When the time comes to move a parent or close family member into a nursing home, it can bring a great deal of emotional upheaval to the family.  Feelings of guilt, loss, sadness and even failure, can be overwhelming. But in addition ... Read More »

While there are many fundamental differences that separate independent contractors from employees, some are far more significant than others. Perhaps the most prominent is the required change in mind-set, as those who work as freelancers are solely responsible for winning new business and selling their service effectively to a chosen target market. This demands a ... Read More »

Pensions are something of a political ‘hot potato,’ with an ageing population, the baby boomers of the post-war period, now becoming pensioners, the state is struggling to cope. As the Government seeks to get the country out of the financial crisis of 2008, savings rates are also pushed down, as inflation rises, leaving many pensioners ... Read More »

Every year, once the extravagances of the holiday period are finally over, we plan the improvements we’d like to make in the New Year. Feeling full and fat, we want to hit the gym; feeling just a little broke, we decide to look after our money better; and feeling a tiny bit worse-for-wear, we decide ... Read More »