These days, it seems like everyone is looking for ways to save money. It may be because they literally have less money than they used to, because they are noticing the things they need getting more expensive, or they just want to be prepared in case a “rainy day” comes in their own lives.
Saving money is something we all should do but in a way saving money is difficult as many are the times we go back to our savings when things get tough.This is mostly experienced during such times of economic 'melt down' - see what I did there?
Retirement nowadays does not mean that a senior citizen’s active life is over. Rather, it can be seen as a fresh start, new responsibility, fresh perspective and better control on one’s life. Unlike before, there is wider range of jobs that senior citizens can take up.
Premium bonds are a type lottery bonds introduced in 1956, in the United Kingdom to encourage saving culture among the citizens. The bonds earn interest at a rate determined by the government after considering the prevailing economic conditions.
The terms ISA is a shortened term which means Individual Savings Accounts; a financial product for people living in the United Kingdom. The reason behind the existence of ISA is to enable residents in the United Kingdom to invest and save.
Brisbane, Queensland’s capital and known to many as the River City, has long been regarded as one of the country’s most liveable cities. It’s a thriving metropolis that seems to hit a perfect balance of lifestyle, job opportunities, family friendliness and cultural growth. Brisbane’s suburbs each have their own certain charm, but some stand out ... Read More »
Whether it’s business or personal, managing your finances is one of the best ways to ensure security and success. Fortunately, there are a number of ways to do that in this day and age that don’t rely on reams and reams of paper and receipts tracking your every financial move. Since the early ‘90s, personal ... Read More »
Finally buying your own home is a dream come true, however with home ownership comes the responsibility of a mortgage. This can be a daunting prospect for anyone who has just purchased their new home, so it’s important to know how you can budget to accommodate for your repayments. Ideally your ultimate goal is to ... Read More »
Instagram has recently received the promotional boost it needed by joining forces with Facebook, and ensuring that every user can experience a fantastic social media experience. Within a short space of time lnstagram has rocketed in the popularity field, and more people than ever before are using this amazing social media platform. Users are located ... Read More »
Sixty-four per-cent of people living in care homes have a form of dementia. When the time comes to move a parent or close family member into a nursing home, it can bring a great deal of emotional upheaval to the family. Feelings of guilt, loss, sadness and even failure, can be overwhelming. But in addition ... Read More »
While there are many fundamental differences that separate independent contractors from employees, some are far more significant than others. Perhaps the most prominent is the required change in mind-set, as those who work as freelancers are solely responsible for winning new business and selling their service effectively to a chosen target market. This demands a ... Read More »
Pensions are something of a political ‘hot potato,’ with an ageing population, the baby boomers of the post-war period, now becoming pensioners, the state is struggling to cope. As the Government seeks to get the country out of the financial crisis of 2008, savings rates are also pushed down, as inflation rises, leaving many pensioners ... Read More »
Hi everyone, my name is Charlie Levaton and I am the main contributor for Mortgage4u.org.
I enjoy writing on general money saving advice and blog about loans and credit card savings too. You might find some posts that are tagged with my Wife or Daughter's name - Karen or Lucy - they would love to hear your thoughts!
I'd also love to hear from you on any of my articles. Please get in touch using the contact us page above :)